Terms & Conditions
Last Updated: December 31, 2025
These Terms & Conditions govern your use of the Why Pay More Auto Sales website. By accessing or using this site, you agree to be bound by these terms.
1. Website Content
All content on this website—including vehicle listings, prices, images, and information—is provided for general informational purposes only. We do not guarantee accuracy and reserve the right to correct errors at any time.
2. No Legal or Financial Advice
Nothing on this website constitutes legal, financial, or loan approval advice. Financing decisions require completed applications, verification, and lender approval with approved credit – WAC.
3. Intellectual Property
All logos, text, graphics, and content on this website are the property of Why Pay More Auto Sales and may not be copied, modified, or distributed without written permission.
4. Limitation of Liability
Why Pay More Auto Sales is not liable for:
- Typographical errors
- Pricing errors
- Third-party data errors
- Technical malfunctions
- Losses resulting from website use
Use of the site is at your own risk.
5. Links to Third-Party Sites
Our website may contain links to third-party services. We are not responsible for their content, policies, or security practices.
6. Governing Law
These Terms are governed by the laws of the State of Arkansas. Any disputes must be resolved in Arkansas courts.
7. Changes to Terms
We may update these Terms at any time. Continued use of the website constitutes acceptance of updated terms.
8. Pricing & Payments Disclosure
Prices and payment amounts shown on this vehicle listing are for informational purposes only and do not constitute an offer or commitment to finance. Estimated monthly payments are based on example terms and With Approved Credit (WAC). Actual payments, APR, down payment, lender requirements, and loan terms may vary depending on credit history, income, employment, residency, and other factors. Taxes, title, license fees, dealer fees, and optional products are not included and will increase the final purchase price.
9. Vehicle Information Disclosure
All vehicle information, including price, mileage, features, and condition, is believed to be accurate but may contain errors or omissions. Vehicle availability is not guaranteed. Customers are encouraged to verify all details with the dealer prior to making a purchase.
10. AS-IS Disclosure
Unless otherwise stated in writing, all vehicles are sold AS-IS, without any warranty. Optional Vehicle Service Contracts and GAP coverage may be available on most vehicles for an additional cost. Please ask the dealer for details.
11. No Offer or Contract
Information shown does not constitute a binding offer or contract. All vehicle sales and financing agreements must be completed and signed at the dealership.
Content on any vehicle posted on our website does not constitute a financing offer or a legally binding agreement. All sales and financing transactions must be completed and signed at: Why Pay More Auto Sales, 813 W. Main Street, Trumann, Arkansas 72472, or signed electronically.
12. With Approved Credit – WAC
We accept all applications submitted using our website. All applications are subject to final credit approval. with approved credit by a national lender.
13. Financing & Payment Disclosure
All financing terms shown on this website—including APR, down payment, and estimated monthly payments—are examples only and depend on approved credit. Actual finance terms may vary based on creditworthiness, income verification, lender participation, and eligibility requirements. Displayed payments are estimates based on simple interest and exclude taxes, title, license fees, dealer fees, and optional products, which may increase the total payment amount.
14. Optional Vehicle Service Contract – (VSC)
Vehicle Service Contracts coverage is optional and may only be available on eligible vehicles for an additional cost. Ask the dealer for more details and eligibility.
15. Optional Guaranteed Asset Protection (GAP)
Guaranteed Asset Protection (GAP) coverage may be available at additional cost (ask dealer for details).
16. APR & Term Disclosure
Advertised APRs and financing programs are subject to change without notice. Why Pay More Auto Sales does not guarantee any specific rate or approval without full application review, verification of documents, and lender approval.
17. Errors & Omissions Disclosure
All information presented on this page is believed to be accurate; however, errors, inaccuracies, or omissions may occur, and Why Pay More Auto Sales is not responsible for typographical or data-entry mistakes. Customers should verify all information directly with the dealership.
18. Locate Used Vehicle
All used vehicle locates are subject to availability, and receiving real-time data on any locate vehicle does not guarantee availability of any used vehicle locates conducted by the selling dealer.
