Terms of Service
This Terms of Service notice discloses the Terms of Service practices for this web site. This Terms of Service notice applies solely to information collected by this web site. It will notify you of the following:
1. What personally identifiable information is collected from you through the web site, how it is used, and with whom it may be shared.
2. What choices are available to you regarding the use of your data.
3. The security procedures in place to protect the misuse of your information.
4. How you can correct any inaccuracies in the information.
Information Collection, Use, and Sharing
We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or another direct contact from you. We will not sell or rent this information to anyone.
We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g. to ship an order.
Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this Terms of Service policy.
Your Access to and Control Over Information
You may opt-out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:
– See what data we have about you if any.
– Change/correct any data we have about you.
– Have us delete any data we have about you.
– Express any concern you have about our use of your data.
Security
We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.
Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for “HTTPS” at the beginning of the address of the web page.
While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.
If you feel that we are not abiding by this Terms of Service policy, you should contact us immediately via telephone or via email.
Cookies
We use “cookies” on this site. A cookie is a piece of data stored on a site visitor’s hard drive to help us improve your access to our site and identify repeat visitors to our site. For instance, when we use a cookie to identify you, you would not have to log in a password more than once, thereby saving time while on our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. Usage of a cookie is in no way linked to any personally identifiable information on our site.
Some of our business partners may use cookies on our site (for example, advertisers). However, we have no access to or control over these cookies.
Links
This web site contains links to other sites. Please be aware that we are not responsible for the content or Terms of Service practices of such other sites. We encourage our users to be aware when they leave our site and to read the Terms of Service statements of any other site that collects personally identifiable information.
Credit Applications
All credit applications submitted for pre-approval using this website are subject to final credit approval with approved credit, income, and residence verification. Minimum 10 to 20 percent cash down payment required for most auto loans. Please allow 24-28 hours for income and residence verification.
Credit Application Submissions
By clicking "any link or button" on our website that leads end website user to our "APPLY NOW" or "GET APPROVED" secure online credit application ", I, the applicant(s), (a) for the purpose of securing credit, certify the below representations to be correct; (b) authorize financial institutions, as they consider necessary and appropriate, to obtain consumer credit reports on me periodically and to gather employment history, and (c) understand that we, or any financial institution to whom this application is submitted, will retain this application whether or not it is approved, and that it is the applicant's responsibility to notify the creditor of any change of name, address, or employment. We and any financial institution to whom this application is submitted may share certain non-public personal information about you with your authorization or as provided by law. The applicant certifies that the information being submitted is accurate to the best of their knowledge and certify that the information pertaining to the applicant(s) identity is accurate and true. The applicant also accepts the privacy policy on this website.
All applications submitted through our website is subject to final approval with vericfication of any and all nessessary documents requested by Why Pay More LLC and it's financial lending institutions. Failer to provide any required documents requested results in applicant(s) application to a pending applicaion status until all verification has been completed by us or our national indirect lenders. All auto loan approvals are only good for 30 days of application submission, APR, and Down Payment that may be required are subject to FICO credit score. Vehicle Trade-In's are subject to professional appraisal. Vehicle service agreements and GAP are subject to vehicle eligibility, Ask sales agent for available coverage terms, pricing, and eligibility on any vehicle posted on our website.
Marketing Promotions Disclosure
All vehicles posted on our website are subject to availability and sold-as is without any warranty expressed or implied written or verbal. Optional Vehicle Service Agreement (VSA) and Guaranteed Asset Protection (GAP) are subject to vehicle eligibility. Vehicles priced on our website may be subject to errors and omissions and are subject to change without prior written notice.
The information provided in this website is ‘as is’ with no guarantee of accuracy or completeness.” Please contact us about any vehicle posted for accuracy on price, make, model, odometer, vehicle equipment, and availability on any vehicle listed for sale on our website. If we find that we have made any errors and/or omissions on any vehicle posted, please contact us by phone at 870-292-6050 immediately. We reserve the right to edit, update, and/or delete and remove any vehicle posted without any notice.